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The account gives a Visa debit card, with unlimited reimbursement of home ATM fees. Most banks require you to pay some fee after a certain amount of transactions every month. Some of the airways that almost all often have lie-flat beds (i.e., flat, not angled) are: Air Canada, Air China, ANA, Air New Zealand, British Airways, Cathay Pacific, Delta, Emirates, Etihad Airways, Iberia, KLM, Qatar Airways, Qantas, Singapore Airlines, South African Airways, United, and Virgin Atlantic.
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